Firstly, it’s important to check through your policy documentation and determine whether PPI existed in the first place. If so, ABC can help you to ascertain whether the PPI was valid for you and your circumstances at the time.
As a responsible company ABC want to acquire an acceptable level of proof that PPI existed in order to investigate a claim. In many cases ABC can obtain lender documentation if the client does not have all the relevant paperwork to begin with. The more evidence you can provide, the better our chance of succeeding. If you no longer have the documentation then ABC can still help.
If you think you have potentially been mis sold payment protection insurance and you would like to make a PPI claim contact ABC. We offer a free telephone consultation with one of our experienced Claims Executives.
Payment protection insurance can provide valuable protection for people who have lost their job, but the problems emerged when PPI was being mis sold to people who didn’t necessarily need or want it.
Payment protection insurance was mis sold to customers who could have never have benefitted from the insurance such as the self-employed, the unemployed or the elderly. The banks also sometimes mis sold payment protection insurance by saying that it was a compulsory part of the loan, or, if the customer wanted the loan they would have to accept the PPI.
If the policy for which you have PPI has been paid off you can still potentially make a claim for a refund depending on when the policy ended.
If you are in arrears you might still be able to make a claim, however everyone’s circumstances are different. A potential client who has been made bankrupt, is heavily indebted or who is in an IVA arrangement should discuss their circumstances openly and honestly with our Claims Executives to help us advise you responsibly about the risks of claiming and to work with you to act in your best interests. Other criteria does apply.